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If you’re a parent, you are probably eager to find ways to teach your children how to be wise with money without feeling like you are nagging or lecturing them. Spoiling your children or not teaching them money management can wreak havoc down the road — and into their adult lives.

A 2011 Today Parenting survey found that three-quarters of respondents think children are spoiled. Don’t be part of the 75 percent. Here are 30 strategies for raising children who will grow up with a realistic and healthy perspective on money.

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Source: 30 Ways to Stop Spoiling Kids « Holly Hammersmith